Save More Money | Save Money | Frugal Parenting

Learning How To Save More

Once you’ve done this and taken some time to absorb it
all, it is time to learn about valuable money saving tips
to help you learn to spend less. Don’t be afraid, nothing
discussed here will harm you in any way. These are
basically a set of guidelines created to you through the
process of spending less money.

Take the list of all the places you have spent money at for
the time period you kept a record. Are there any
transactions that you can cut? Maybe decide that instead
of stopping at the coffee shop each morning, get yourself
a coffee maker and make yourself a pot of coffee each
morning. Put the coffee into a thermos and take it to
work with you.

If you don’t want to do that, have it to where your coffee
maker makes you two cups of coffee, enough to put into a
cool looking cup with a lid to carry to work. You’ll still
get your coffee, but won’t be spending five dollars a day
to have it. You can also purchase flavored coffee from the
grocery store and flavored creamer as well.

Are you able to take your lunch to work? Instead of
spending seven to ten dollars a day on lunch out, grab
lunch options at the grocery store. The same can be done
for dinnertime. Look at the price of buying a frozen pizza
at the store and buying one from the local pizza delivery
store.

The difference is at least five to ten dollars each. If you
do have to eat out, whether it’s for work or pleasure, don’t
be afraid to use coupons for a percentage off or a certain
dollar amount off the final price. It is best to save a few
dollars than to worry what people will think of you and
the coupon you just used. They might even be jealous!

Look back at your list and look at how you paid your
bills. Did you mail them or drive to where they needed to
be paid? Many companies give you the option of paying
your bills through the Internet. Not only will you be
saving the money on stamps, but gas as well. Some
companies offer discounts on your monthly bill for
paying them online as well as some banking institutions
if you utilize their bill paying service.

Take a glance at the amount spent on fuel for your
vehicle. Gas prices fluctuate often without warning which
can cause your expenses to rise and lower at a moments
notice. Think amount your travels for a moment. Is it
possible to take public transportation to work or the
mall? Is carpooling an option? The goal is to cut down on
how much gasoline you use and easy ways include public
transportation, carpooling and walking, which is good for
other reasons.

One final example is looking at how much you are
spending on things like renting movies, CD’s and DVD’s.
Consider a movie swap night with friends. If five or six of
your friends get together and borrow each other’s movies,
you get to see several movies for free.

Instead of purchasing movies each month, check out one
of the services where you can rent movies online for a flat
fee each month, but make sure what your paying each
month is less than your usual DVD purchases each
month. This is helpful if you like to watch a lot of movies
all the time.

The same could be used for CD’s. Feel free to swap with
friends or look into the different online services where
you can download a CD at a cheaper price than
purchasing one brand new. Another resource for CD’s and
DVD’s is your local library. Most now offer the ability to
checkout the latest movies and CD’s for you to enjoy.
Membership to the library is always free.

Hopefully these few pages have given you an opportunity
to evaluate where you need to cut back in order to save
money and to become more “frugal” without hurting
yourself financially in the long run. This is a starting
point, a jumpstart to a new life.